Policies That Hold Us Accountable
Every commitment we make is backed by a written policy — reviewed regularly and applied consistently across every investment we make.
The Standards We Operate By
Full policy documents are available on request — tap “Request Full PDF” on any policy below and our team will follow up with the document.
Environmental & Social Policy
Our framework for screening, categorising and managing the environmental and social risk of every investment — aligned to Ghana's NDC, IFC Performance Standards, and GCF safeguards.
Request Full PDFClimate Adaptation Plan
How we protect our operations from flooding and extreme heat, and screen our portfolio for physical and transition climate risk, aligned with Ghana's National Climate Change Policy.
Request Full PDFGender Policy
Our gender-lens investment approach, applying the 2X Criteria and minimum participation targets across our own operations and financed activities.
Request Full PDFIndigenous Peoples Policy
Free, Prior and Informed Consent (FPIC) and protections for communities under customary land tenure affected by our investments.
Request Full PDFAnti-Bribery & Prohibited Practices Policy
Zero tolerance for fraud, corruption, collusion and coercion, with mandatory disclosure of conflicts of interest and gifts.
Request Full PDFAML & Compliance Policy
Our anti-money laundering and counter-terrorist financing programme, including counterparty screening against international sanctions lists.
Request Full PDFWhistleblower Policy
A protected, confidential channel for reporting misconduct, with safeguards against retaliation for anyone who reports in good faith.
Request Full PDFInformation Disclosure Policy
How we classify and share information with investors, regulators and the public — built on a presumption in favour of transparency.
Request Full PDFData Protection Policy
How personal data is collected, used and protected under Ghana's Data Protection Act, 2012 (Act 843).
Request Full PDFCode of Ethics
Our TARIF values — Transparency, Accountability, Respect, Integrity, Fairness — and how we hold every director, employee and consultant to them.
Request Full PDFFiduciary Principles & Standards
The standard of care and loyalty we owe every client, and the governance framework that keeps management, oversight and audit separate.
Request Full PDFInvestment Risk Management Framework
Our Three Lines of Defense model — portfolio managers, an independent risk function, and compliance/audit oversight.
Request Full PDFRisk Appetite Statement
The boundaries we operate within, including zero tolerance for fraud, corruption, money laundering, and sexual exploitation, abuse or harassment.
Request Full PDFCompliance Risk Policy
How we identify and manage the risk of regulatory or legal breach across every part of the business.
Request Full PDFNon-Financial Risk Management
Our framework for operational, reputational and E&S risk — the risks that don't show up on a balance sheet but can still stop a project cold.
Request Full PDFFinancial Risk Management Policy
How we manage market, credit, liquidity and operational risk across client portfolios, including diversification and hedging standards.
Request Full PDFEvaluation Policy
A structured framework for assessing the effectiveness, sustainability and impact of every JCS-financed project or programme.
Request Full PDFAdministrative Remedies & Exclusion Policy
The due-process framework we follow when sanctioning a counterparty for misconduct — proportionate, consistent, and transparent.
Request Full PDFRecord Keeping Policy
How long we retain records, how they're securely stored, and the process for authorised destruction once retention periods lapse.
Request Full PDFProcurement Guidelines
The principles behind how we source goods and services — fair, transparent, and free from discrimination between candidates.
Request Full PDFHealth & Safety Policy
Standards we require on every site and project we finance, including mandatory safety inductions and incident reporting.
Request Full PDFBusiness Continuity Policy
How we keep operating and protecting stakeholder interests through disruption, with continuity plans tested annually.
Request Full PDF